Larger amounts
Your car backs the loan. You keep driving it.
For amounts payroll alone cannot back: your car's title comes in as collateral and the car stays with you. No origination fee and no early-payment penalty.
How the collateral works
The title backs itThe collateral is documentary: the car's invoice backs the loan.
The car stays with youIt is not a pawn. You keep driving your car every day.
Larger amountsThe collateral allows lending up to 50% of your car's value.
Repaid through payrollThe deduction follows your pay calendar, with terms of up to 12 months.
When it makes sense
Consolidating larger debtsGathering several expensive debts into one payroll payment.
A family projectA renovation, a treatment, a small business.
Bigger emergenciesWhen the payroll loan amount is not enough.
Requirements
- One year at your company
- Car invoice in your name
- The payroll loan's basic file
Are you an employee?
This benefit reaches you through your company
If your company already works with Roca, ask HR how to activate it. If not yet, share this page with HR: turning it on costs the company nothing.
I handed over the invoice, not the car. I still drive it to the office and nobody needs to know anything else.
Frequently asked questions
Activate this benefit at your company
Request information with no commitment
Leave your details and an advisor will contact you within 24 hours
- Zero cost for your company
- Response within 24 hours
- No commitment
- Personalized attention